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A Reverse Mortgage, or home equity conversion mortgage (HECM), is a special type of home loan for homeowners (62 years or older) that requires no monthly mortgage payments. Borrowers are still responsible for property taxes, homeowner’s insurance and costs associated with property maintenance. A Reverse Mortgage through 1st Legacy Capital LLC can be used to refinance a current home or to purchase a new home. Contact Ken and Andy today to find out more about the advantages that a Reverse Mortgage may provide you or someone you know.